Payment Options
At Smartest Phone Deals, we make it easy for you to get the latest iPhone with flexible payment plans that suit your budget. Choose from our range of payment options to find what works best for you.
Shop Now, Pay Later Payment Options

Get instant credit and split your iPhone purchase into 4 interest-free instalments over 6 weeks. Enjoy zero interest, no hidden fees, and a hassle-free way to pay later.
Split your purchase into 2 interest-free instalments matched to your payday — 50% now, 50% on your next payday. No deposit, no interest, and approval typically takes about 30 seconds.

Pay in 3 convenient instalments with no fees or interest. It's a simple and cost-effective way to manage your payments.

Need more time? Apply for credit with Mobicred, offering flexible repayment options ranging from 3 to 12 months. It's perfect if you prefer extended payment terms.
Use your existing RCS Store Card, or apply for RCS credit at checkout. Enjoy up to 55 days interest-free, with flexible revolving or budget repayment plans to suit you.
How to Apply
Add to cart
Add your desired iPhone to your cart and proceed to checkout on the Smartest Phone Deals website.
Choose your provider
Select your preferred payment option — Payflex, ZeroPay, or Mobicred — at checkout.
Secure redirect
You will be securely redirected to the payment provider's application page.
Complete & enjoy
Complete your application (subject to approval) and enjoy your new iPhone with the convenience of flexible payments.
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Start shopping now and take advantage of interest-free or extended payment plans!
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